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Thursday 2 August 2007

Seven C's of Success

I would like to share this Coaching Tip comes from Brian Tracy. This is Brian's Seven C's of Success. Enjoy!

After having studied top achievers and peak performers over the past 25 years, I've concluded that these unique men and women, have in most cases, mastered what I call the Seven C's of Success.

1. Clarity - Eighty percent of success comes from being clear on who you are, what you believe in and what you want.

2. Competence - You can't climb to the next rung on the ladder until you are excellent at what you do now.

3. Constraints - Eighty percent of all obstacles to success come from within. Find out what is constraining in you or your company and deal with it

4. Concentration - The ability to focus on one thing single-mindedly and see it through until it's done takes more character than anything else.

5. Creativity - Flood your life with ideas from many sources. Creativity needs to be exercised like a muscle, if you don't use it you'll lose it.

6. Courage - Most in demand and least in supply, courage is the willingness to do the things you know are right

7. Continuous learning – Read, at the very least, one book a week on business to keep you miles ahead of the competition. And just as you eat and bathe, organize your time so you spend 30 minutes a day exploring e-mail, sending messages, going through web sites, because like exercise, it's the only way you can keep on top of technology. If you get away from it, you'll lose your edge.

Learn more from Brian Tracy on combinations, recipes and formulas for success in his talk with Chris Widener. To learn more go to http://www.yoursuccessstore.com

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Thursday 26 July 2007

7 Cures For A Lean Purse.

I was reading this The Richest Man in Babylon book and i found this tips that i feel should be considered by all of us in order to achive financial freedom. I just put the main quote from the book so i hope you guys go get the book and read it because it is very intresting. Unless your purse already fat, ignore it.. hehehe..

1. A part of your salary is for your to keep, pay yourself first. For each ten coins you earn, spend only nine of it.

2. Budget your expenses and limit your desires to spend more than nine-tenth of your earning.

3. Invest your saving so that it can multiply more and more.

4. Invest only where it is safe, always protect your investment.

5. Buy your own house instead of renting.

6. Insured yourself against any misfortune, this is to protect your family.

7. Increase your ability to earn more, study to become more skillful and wiser.

Babylon became the wealthiest city of the ancient world because its citizen were the richest people of their time. They appreciated the value of maoney. They practiced sound financial principles in acquiring money, keeping money and making money earn more money. They provide themselves what we all desires... income for the future.

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Thursday 5 July 2007

Thoughts become real

The thoughts you hold most often and most intensely are the thoughts you will put into action. What you think about life determines what you do with your life.

If you worry enough about something you don't want, you will, unfortunately, find a way to make it happen. In the same way, when your most treasured dreams are clearly and meaningfully focused by your thinking, you'll find a way to make them real.

Thoughts can be volatile and easily changed. Yet despite the fact that they have no physical form, they still have enormous power. For your thoughts create your map of reality. And that map serves as a reference for all that you do. Taking control of your thoughts requires nothing more than the will to do so. And just as a small change in the rudder can alter the course of a massive ship, by changing your thinking you can change your whole world.

Think as though your thoughts will become real. For you do surely make them so.

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Tuesday 3 July 2007

The Power That Lies Within You


Tell me - Who are you. Really?

Peer within yourself and you'll find that you're made of molecules. Peer further and these molecules are made of atoms. Go even further, and the atoms are made of protons, neutrons and electrons - elementary particles dancing a cosmic dance.

But go one step deeper and now you're no longer matter - but energy. Everything is made up of this Universal Energy. Including you.

The scientist Steve Grand wrote the following:

"Think of an experience from your childhood. Something you remember clearly, something you can see, feel, maybe even smell, as if you were really there. After all, you really were there at the time, weren't you? How else would you remember it?

But here is the bombshell: you weren't there. Not a single atom that is your body today was there when that event took place....Matter flows from place to place and momentarily comes together to be you. Whatever you are, therefore, you are not the stuff of which you are made. If that doesn't make the hair stand at the back of you neck, read it again until it does, because it is important"

You , are energy in physical form. Or, to use a spiritual concept - you are a soul within a physical body - a particle of God.

Forget the religious definition of God for a moment. Think of God as an all encompassing Universal force. The energy that makes up the universe. A rock may look like it's still, but within it are trillions of subatomic particles whizzing about and brimming with energy. The rock is pure energy and movement - it's solidity and stillness are purely an illusion.

Read more by getting the free lesson here : Click Here To Enrol 7 Free Lessons

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Sunday 1 July 2007

The Science Of Getting Rich Program.

Welcome to The SGR Affiliate Program

Anyone Can Join The SGR Affiliate Program For FREE and Earn Lucrative Commissions

Sign Up as a Basic Affiliate for FREE today!

Click here for the online application.

There is no requirement for the purchase of product or pay a registration fee to become a Basic Affiliate, you can participate in the Affiliate Program for FREE.

When you join, you get your own unique affiliate link for us to track your sales activity.

You will receive $500 in direct referral fees on every purchase of the SGR Briefcase made through your affiliate links, and another $250 when your direct referrals make a sale.

Every Affiliate gets access to their own Affiliate Administrator Panel to generate your affiliate link, view earnings reports and specify the mode of payment to receive your commissions.

Want to join? Click here to become a free affiliate.

Want to Further Accelerate Your Success as an Affiliate?
Check out the Premium SGR Affiliate Program

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Friday 22 June 2007

The Secret - First 20 minutes of the DVD

Here is the first 25 minutes of the video "The Secret", on my previous post it did not show first 5 minutes but straight to the main part about the Law Of Attraction itself, with this video from the beginning i hope you will get better picture of what "The Secret" is all about.

Watch it and enjoy...


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Sunday 17 June 2007

The Secret - Why only 1% of population hold 96% of world wealth

This 26 minute PREVIEW shares "The Secret" to everything you've ever wanted... joy, health, success, wealth, happiness... EVERYTHING. Watch It! Share It!! Live It!!! ~ ENJOY! ~

The Secret

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Friday 15 June 2007

The Inspiration for the film - The Secret

The inspiration for the movie came from a simple little book written in 1910. It's called the "Science of Getting Rich" and its author was a man called Wallace D. Wattles.

This is a summary of Wallace's book:

There is a universal energy from which all things are made. This energy fills the entire universe. When you form a thought in your head, you tap into this energy, and you actually create that which you are thinking about.

Mankind has the ability to create a thought and cause the subject of the thought to be created within this field of Universal Energy.

To activate this ability, we must learn to harness our creative mind. Typically, we function with our competitive mind. But to create things with thought, we need to activate the creative mind.

We can come into harmony with this Universal energy through the act of expressing gratitude. Gratitude unifies our mind with this all encompassing Universal energy.

To manifest something new, simply hold an image of what you seek in your mind. And express gratitude to the Universe for having granted this to you. To achieve wealth, apply this same principle - hold a clear vision of the wealth you hope to attain. Then express gratitude that this wealth is coming to you. You must have unwavering faith and devout gratitude.

All that you include in your mental image will come to you through the physical realm - through the process of natural ways such as trade and commerce.

To claim this wealth, you must be active. You must do all that you can do each day to make this vision a reality. Especially strive to deliver to others something of value greater than what they paid you for.

Those who practice these instructions will get rich. And the riches they receive will be in the exact proportion to the definiteness of their vision, the fixity of their purpose, the steadiness of their faith, and the depth of their gratitude.

Click here to know about Science of Getting Rich Program.
Click here to download Free Science Of Getting Rich E-book.

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The Secret - The long trailers from DVD.

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The Secret To You - Visualisation Tool.

The Secret team has created a visualization tool, "The Secret To You" - Another wonderful video relating to "The Secret" video. This time it is more specific to you. Watch this video in the morning, when you get up AND at night, when you go to bed!

The Secret To You

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The Secret - Preview by Bob Proctor

Bob Proctor Speaks on how The Secret can change human to a better life.


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How to make a financial planner work for you.

When you make your financial planning, the focus is on you. You want to achieve the best result, so make it work for you. However, some people do common mistakes when doing their financial planning. Beware of common mistakes. Here are 6 areas which will help you achieve the best results from your financial planning.

1. Measurable goals.

Your goals must be specific, not general. You must be clear on what to achieve and when to achieve it. As such, you must quantify your goals by making it measurable. For example, quantify “comfortable” if you are planning to be “comfortable” when you retire. If you plan to send you children to “good” school, quantify “good” school. By quantifying your goals, you will know when you have reached your goal.

2. Effects of financial decision.

Several aspects of your life can be affected by your financial decision. Your measurable goals maybe affected because it can be interrelated. For example, the time for you to achieve your retirement goals maybe affected by your decision on your child’s education. You may reach your retirement goals later. Another example, your estates plans may be affected by your investment decision in terms of taxxes.

3. Financial situation re-evaluation.

Lifestyle changes. You may experience changes in inheritance, marriage, birth, property purchase or even your career. As such, your financial planning becomes a dynamic process. Analyse the changes and revise your financial plan accordingly. Your revised financial plan should contribute to achieve your long-term goals.

4. Early financial planning.

Start as soon as you can and don’t delay. Saving or investing small amount of money early often helps you to do better compared to those who wait for later. If you started early, habits such as saving, budgeting, investing and periodical review of financial planning, will help you to be more prepared to handle changes in life and even emergencies.

5. Realistic expectation.

Your financial planning will not change your situation overnight. It takes time. Therefore, use common sense when you manage your finances. Your results maybe affected by events which are beyond your control such as inflaction, stock market and etc. Managing your finances is a lifelong process.

6. Take control.

Be in charge of your financial planning if you are working with a financial planner. You need to understand the process and roles of the planner. Share relevant information on your financial situation for better analysis. Be active in decision making and do enquire on recommendations offered to you.

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Thursday 14 June 2007

The Secret - Rev. Michael Beckwith interview on CBS

CBS interviewed Rev Michael Beckwith concerning The Secret

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The Secret - Bob Proctor SGR Preview

Video clip of Bob Proctor about SGR program, Science Of Getting Rich.

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Jack Canfield - Secret in Success in Life.

Jack is one of the gurus in The Secret, beside talking about how to become wealthy, he also gave few points on how to improve your life as a good person. Good to yourself as well as good to the others. How to have an effective life for us to reach the ultimate happiness and wealth.

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Sunday 13 May 2007

What is personal financial planning?

Maybe a lot of people think only companies need financial planning or budget, we ordinary people need it as well. Personal financial planning is a process, it is not a product. It is an organized with well planned system that create a strategies that will use any one or multiple personal financial resources to achive both short and long term goals.

The goal is financial freedom, free from worry about money.

So to get started we should ask ourself this three questions:

1. Where am i now from financial freedom perspective?
2. Where i want to go, am i intrested to be financially free?
3. How can i get there?
4. When should i start?

The first three i leave you to answer yourself but the forth one, let me answer it on your behalf.

"YOU SHOULD START AS SOON AS YOU CAN"

Why? because time passess quickly, it is never too soon to start planning for tomorrow.

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Saturday 14 April 2007

Formula for wealth creation

Is there a formula for wealth creation?

Do all self-made millionaires take the same steps to amass their fortunes? If we were to do an in-depth study of how self-made millionaires think and act, would we find some common clues that we can learn from?

The answer is yes.

These are seven essential steps, each one representing a wealth creating skill that all self-made millionaires possess and practice:

Step 1: Adopt the Million-Dollar MindsetMillionaires see learning experiences, where Mister Ordinary sees failure. The moment you adopt the beliefs and habits of a millionaire, your perception of the world will change completely and you will realize that there are money-making opportunities everywhere and everyday around you.Amazingly, these are opportunities that you were once quite blind to!

Step 2: Set Clear Financial GoalsWealth never happens by chance. It always begins with a clear goal in mind. At one point of time in their life, millionaires always make a decision to become rich. However, whenever I ask most people what their financial goals are, I often get a blank stare. This is a major reason why they will never achieve any level of wealth because they have no clue what it is. Unless you have a specific figure to focus on, you will never be able to develop a strategy to achieve it.

Step 3: Create A Financial PlanOnce you have set specific financial targets of how much you want to earn and how much money you want to accumulate, you can then develop an effective plan to achieve it. Goals by themselves are nothing but pipe dreams. Only when you create a plan, have you made your goal a possibility. The moment you start taking action on your plan, your dream becomes a reality.

Step 4: Massively Increase Your IncomeAfter developing their financial plan, most people tend to become initially disheartened. They look at their plan and realize that with the amount they are earning and saving right now, it will be decades before they see any big money.It is therefore important that you learn how to accelerate and turbo-charge your financial plan by taking steps to massively increasing your income. Step 5: Manage Your Money & Reduce ExpensesMany people think that by increasing their income, their wealth will automatically increase. Unfortunately, increasing income is only one side of the wealth equation. After all, there are people who earn $2,000 a month who are broke and there are those who earn $20,000 who are still broke. The reason is because when we don’t manage the money we earn, our expenses will always rise to our level of income, wiping out any surplus we have!

Step 6: Grow Your Money at Millionaire ReturnsBy increasing your income and reducing your expenses, you will find that you will be able to accumulate a surplus of funds that you can use to help you build your fortune. You need to do this because, no matter how hard you work and save, you will never be able to create phenomenal wealth unless you learn how to put your money to work for you. Through the power of compounding, you will be able to take small sums of money and build it into huge returns over time.

Step 7: Protect Your FortuneThere is no use working hard to build your personal fortune only to see it all taken away from you. There are many people who have taken decades to build their fortune only to see it wiped out by an accident, unforeseen illness or through an unexpected lawsuit. Self-made millionaires engage professionals like insurance advisors, lawyers and accountants to help them build a financial fortress so their wealth is protected from potential creditors, plaintiffs looking to sue and the government who may take away a big chunk of your wealth through a whole range of taxes that you may not have even heard about.

So there you have it, these are the seven steps that you must take towards financial abundance. I believe that if you were to take just these 7 steps today and apply them prodigiously right now, you'll see instant results.

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Thursday 22 February 2007

Know Your Housing Loan

Interest calculations: Banks normally adopt one of two methods for
calculating interest:-

1. Monthly Rest:
Interest is computed based on the loan balance on a specific date each month. So there is no advantage to be gained if a borrower repays an instalment before the prescribed date.

2. Daily Rest:
Interest is calculated based on daily loan balances. This means that if payment is made earlier, the outstanding balance in the account is reduced which in turn results in less interest charged.


How do I find the best deal? When shopping for the right housing loan, you
may wish to keep the following in mind:

1. Match duration:
Find out what is the maximum loan period that you can secure. Generally maximum loan period differs among banks and ranges between 30 to 35 years, or dependant on when the borrower turns 65 years of age. In the case of leasehold properties, it is important that you also check the remaining lease on the property.

2. Monthly payment projections:
Compare the monthly repayment patterns of different interest rate from various providers to decide which of these better match your requirements.

3. Interest rate comparison:
Find out if the mortgage is on fixed or floating rate loans and in the case of fixed rates how long these rates are fixed for.


4. Fees:
Find out if the bank charges a fee for processing such loans. These typically include fees for legal, valuation or insurance. Sometimes bank offers free fire insurance and free valuation on the property. Some banks even provide legal subsidies.


5. Penalties:
Find out if there are any penalty fees for partial or full redemption of the loan.The daily rest option is the best, though all banks do not offer this.
What this means is that the moment you pay, it is accounted for and interest is only calculated for the balance amount of your loan.

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